Archive for August, 2011

Sacramento County Foreclosure Time Lines For Periood Ending July 2011

Graph of Time to Foreclose in Sacramento County
06067 – Time to Foreclose

Sacramento Short Sale Specialist and Foreclosure Options Specialist Forth Hoyt Reports on the average days to foreclose in Sacramento County.

Time To Foreclose in Sacramento has stayed fairly stable- the Sacramento County Foreclosure Timeline has fluctuated from a low of 223 days to a high of 314 days- These are the average number of days the foreclosure process is taking in Sacramento County from the

Authored by Forth Hoyt | Discussion: Comments Off on Sacramento County Foreclosure Time Lines For Periood Ending July 2011

Short Sale Specialist And Expert Short Sale Negotiator Gets West Sacramento Short Sale Approval

Beautifully Upgraded and Meticulously Maintiained Short Sale In West Sacramento

West Sacramento Short Sale Specialist gets Another Short Sale Approval in West Sacramento!

This was a great transaction! Great property, very attentive sellers who were more than willing to provide any and all documentation the bank needs for the short sale, and a great buyers agent who was always easy to reach and very professional! Will Short Sales in West Sacramento always be this easy?

This short sale in West Sacramento was at 2819 Swift Street, had two loans, one with Litton and one with Nationwide Credit.

This was my third Litton Short Sale and first Nationwide Credit Short Sale, and second approval as a short sale agent in West Sacramento.

Both banks were very easy and fast- this short sale closed in 118 days start to finish!

As a Certified Short Sale Specialist, I get people that call me from all over with Short Sale questions about the short sale process, many times from people trying to decide if the short sale is worth all the work; asking “what are the benefits of a short sale?”

Many of these people have recently been underwater West Sacramento homeowners who are considering a short sale, either because they have to move, and are upside-down, have had an unforeseen drop in income or significant increases in expenses from illness or family issues, some are looking at retirement and won’t be able to make their payment once their income drops…

West Sacramento has become a hotbed of Short Sales! I have had five short sale listings in West Sacramento in the past few months, two are already closed, both in less than 4 months start to finish… one is approved now, two more are being negotiated and one is still without a buyer.

Questions on government Short Sale Programs? Talk to an expert short sale agent in West Sacramento

New Government Foreclosure Prevention Program Eligibility- Which Programs Do You Qualify For?

More questions on your particular situation?

Contact us Today At Forth Hoyt’s Sacramento Short Sale Center

Authored by Forth Hoyt | Discussion: No Comments »

Moving Away And Upsidedown… Can I Short Sell My El Dorado Hills Home?

Can I Short Sell My El Dorado Hills Home?

Can I Short Sell My El Dorado Hills Home?

As a Certified Short Sale Specialist and a Realtor who focuses on Folsom, El Dorado Hills, and the surrounding communities of Orangevale, Fair Oaks, Granite Bay, Mather, Rocklin, Roseville, Sacramento, Carmichael and even Natomas, Elk Grove and West Sacramento, I am constantly being asked about the qualifications for a short sale.

How Do I Find Out If I Can I Short Sell My El Dorado Hills Home?”

What if I have to move away from El Dorado Hills and I’m upside down?

Who can I ask about a short sale possibility in El Dorado Hills?

How do I find out if short sale is even possible for me in El Dorado Hills?

Is there someone in who can tell me if I can short sell my El Dorado Hills Home?


There is so much misunderstanding when it comes to how the banks decide who has a hardship for a short sale and who does not…

What constitutes a hardship for a short sale?

There  can be many reasons for a bank to consider your situation and approve you for a short sale in El dorado Hills; many different scenarios would be grounds to let you short sell the house, but it all boils down to a financial problem…

A quick snapshot of your situation is outlined in your hardship letter.  A great hardship letter is the cover letter for your short sale file: What is a Hardship Letter? The Short Sale Hardship Letter Sets The Stage.  It quickly tells your story to the bank servicer and investor and all who is involved with your transaction.

The hardship may show up in different scenarios and there are several different reasons for a hardship, but  it all boils down to the fact that you cannot continue to pay your mortgage.  You are either behind or going to be behind sometime in the future.

Does your situation include a move for work reasons? A drop in income or an increase in expenses?  Are you looking at retirement and a reduction of income? Did your life plan include selling your property to help fund your retirement? Do you need to downsize? Do you have children that have developed special needs or sre there family health issues that have come up unexpectedly?

There are many, many different scenarios where a short sale is a perfect solution.  However there are also many new issues regarding short sales that homeowners need to consider when making a decision to do a short sale; Here are a few:

New Government Foreclosure Prevention Program Eligibility- Which Programs Do You Qualify For?

Can My Second Loan Sue Me? Whats The New Law In California Regarding Short Sales?

Questions on your particular situation? Would you like to see if you can Short Sale on your El Dorado Hills  home?

Contact us Today At Forth Hoyt’s Sacramento Short Sale Center.

Authored by Forth Hoyt | Discussion: No Comments »





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